What is a Guarantor for Student Housing?
May 22, 2024

What is a gaurantor and why do I need one?
The term “guarantor” may something you have heard quite a lot when looking for student accommodation.
What exactly is a guarantor and what do they do?
A guarantor is something that most student accommodations ask for from their prospective tenants. Both landlords and agents will double check that you can provide the details for your guarantor before you check in.
But what exactly is one?
In simple terms, a guarantor is someone who you nominate (and they agree to it) to be the backup for your payments. This means if you miss a payment or can no longer afford it, the rent charges will become the guarantor’s responsibility and your landlord may start chasing them for the money instead of you. The guarantor will sign a legally binding document, called the ‘guarantee agreement’ and return it to the landlord or agent before you move in to confirm they’re responsible for any missed or late rent payments.
Who can be a guarantor?
You will need to check with your specific accommodation provider to see who they’ll accept. Most landlords accept international as well as UK guarantors, but there may be some exceptions. The person who you nominate will need to be over the age of 18 and be in full time employment or be a homeowner. They’ll also be required to provide a valid ID and proof of address, along with the signed contract before they’re accepted as your guarantor. In some cases, a credit check will be performed on the guarantor so that the accommodation provider can double check they have the means to pay if you cannot.
Who needs a guarantor?
This will most likely be stated in your tenancy agreement or the guarantor document which is sent to you from your student accommodation. However, typically every student will need someone to act as a guarantor on their behalf if they’re paying monthly rent or termly rent. If you choose to pay annually, a guarantor may not be needed as the money is paid upfront, meaning you’re less likely to miss any payments (providing you pay the initial annual payment of course!). Both UK and international students will require a guarantor, but as mentioned, please check with your individual accommodation provider to see if you’ll need a guarantor who currently lives within the UK or not.
What if I can’t find a guarantor?
If you don’t have anyone who could be your guarantor, but you still need one for your accommodation (as you cannot afford to pay annually), there are companies who will act as your guarantor such as Housing Hand. These do charge for their services and will run a credit check to ensure you have the funds to pay for your accommodation. This could be a feasible option if your landlord is requesting that you must have a guarantor. Companies such as UK Guarantor are a great place to look if you’re struggling to locate your own.
What exactly is a guarantor and what do they do?
A guarantor is something that most student accommodations ask for from their prospective tenants. Both landlords and agents will double check that you can provide the details for your guarantor before you check in.
But what exactly is one?
In simple terms, a guarantor is someone who you nominate (and they agree to it) to be the backup for your payments. This means if you miss a payment or can no longer afford it, the rent charges will become the guarantor’s responsibility and your landlord may start chasing them for the money instead of you. The guarantor will sign a legally binding document, called the ‘guarantee agreement’ and return it to the landlord or agent before you move in to confirm they’re responsible for any missed or late rent payments.
Who can be a guarantor?
You will need to check with your specific accommodation provider to see who they’ll accept. Most landlords accept international as well as UK guarantors, but there may be some exceptions. The person who you nominate will need to be over the age of 18 and be in full time employment or be a homeowner. They’ll also be required to provide a valid ID and proof of address, along with the signed contract before they’re accepted as your guarantor. In some cases, a credit check will be performed on the guarantor so that the accommodation provider can double check they have the means to pay if you cannot.
Who needs a guarantor?
This will most likely be stated in your tenancy agreement or the guarantor document which is sent to you from your student accommodation. However, typically every student will need someone to act as a guarantor on their behalf if they’re paying monthly rent or termly rent. If you choose to pay annually, a guarantor may not be needed as the money is paid upfront, meaning you’re less likely to miss any payments (providing you pay the initial annual payment of course!). Both UK and international students will require a guarantor, but as mentioned, please check with your individual accommodation provider to see if you’ll need a guarantor who currently lives within the UK or not.
What if I can’t find a guarantor?
If you don’t have anyone who could be your guarantor, but you still need one for your accommodation (as you cannot afford to pay annually), there are companies who will act as your guarantor such as Housing Hand. These do charge for their services and will run a credit check to ensure you have the funds to pay for your accommodation. This could be a feasible option if your landlord is requesting that you must have a guarantor. Companies such as UK Guarantor are a great place to look if you’re struggling to locate your own.

By Neil Kinnerly
•
October 31, 2025
Halloween is nearly here and it’s always a good time to add a little spooky fun to your day, whether you’re hanging out with friends, getting your place ready, or just enjoying the autumn vibes. Before you dive into the celebrations, we thought it would be cool to share some interesting things about Halloween in the UK and some local Swansea stories to get you in the mood. Halloween actually has really old roots here in the UK. It goes back to an ancient Celtic festival called Samhain. People used to celebrate the end of the harvest season and the start of the cold, dark winter. Back then, they believed that the boundary between the living world and the spirit world was thinner around this time of year. Because of that, they thought ghosts and spirits could cross over and roam the earth. It was a time to light bonfires and wear costumes to keep those spirits away. The pumpkin carving tradition that’s so popular today actually started a little differently. In Ireland and Scotland, people used to carve faces into turnips or other root vegetables to scare off wandering spirits. When Irish immigrants came to America, they discovered pumpkins were easier to carve and much bigger, so the jack-o’-lantern as we know it was born. But if you want to keep it authentic, you could always try carving a turnip this Halloween. Trick or treating is another interesting tradition. It didn’t really become popular in the UK until the 1980s. Before that, kids went “guising” which meant dressing up in costumes and going door to door to perform songs or jokes in exchange for treats. It was less about threats and more about entertainment. So when you’re knocking on doors this year, you’re taking part in a tradition that’s only a few decades old here but has deep roots in earlier customs. Swansea itself has plenty of spooky stories and places that make Halloween feel a bit more real. For example, Swansea Castle is said to be haunted, and people have reported strange noises and ghostly sightings there. The Maritime Quarter has its own legends of mysterious figures wandering the docks late at night. If you’re up for a bit of local adventure, grabbing a few friends and exploring some of these spots could be a fun way to get into the Halloween spirit. If you’re staying in your student house, adding some decorations like cobwebs, spooky lights or even a hand-carved pumpkin can transform your place without much effort. You don’t have to go over the top to make it feel festive. And maybe set up a horror movie night with your housemates. Whether you prefer classic chills or silly scary comedies, it’s a great way to relax and have some laughs. One more fun fact - did you know that in some parts of the UK people still follow the old tradition of “snap-apple” at Halloween? It’s a game where apples are hung from a string and you try to bite one without using your hands. It’s messy but a good laugh with friends. Whether you’re planning to head out, stay in or just enjoy some snacks and spooky stories, it’s a great chance to take a break and have some fun. We hope your Halloween is full of good times, a few surprises and plenty of treats. If you come across any great local events or have some cool decorations or costumes to show off, we’d love to hear from you.



