What is a Guarantor for Student Housing?
May 22, 2024
What is a Guarantor for Student Housing?

What is a gaurantor and why do I need one?

Wooden gavel and clipboard with

The term “guarantor” may something you have heard quite a lot when looking for student accommodation.
What exactly is a guarantor and what do they do?
A guarantor is something that most student accommodations ask for from their prospective tenants. Both landlords and agents will double check that you can provide the details for your guarantor before you check in. 
But what exactly is one?
In simple terms, a guarantor is someone who you nominate (and they agree to it) to be the backup for your payments. This means if you miss a payment or can no longer afford it, the rent charges will become the guarantor’s responsibility and your landlord may start chasing them for the money instead of you. The guarantor will sign a legally binding document, called the ‘guarantee agreement’ and return it to the landlord or agent before you move in to confirm they’re responsible for any missed or late rent payments. 
Who can be a guarantor?
You will need to check with your specific accommodation provider to see who they’ll accept. Most landlords accept international as well as UK guarantors, but there may be some exceptions. The person who you nominate will need to be over the age of 18 and be in full time employment or be a homeowner. They’ll also be required to provide a valid ID and proof of address, along with the signed contract before they’re accepted as your guarantor. In some cases, a credit check will be performed on the guarantor so that the accommodation provider can double check they have the means to pay if you cannot.
Who needs a guarantor?
This will most likely be stated in your tenancy agreement or the guarantor document which is sent to you from your student accommodation. However, typically every student will need someone to act as a guarantor on their behalf if they’re paying monthly rent or termly rent. If you choose to pay annually, a guarantor may not be needed as the money is paid upfront, meaning you’re less likely to miss any payments (providing you pay the initial annual payment of course!). Both UK and international students will require a guarantor, but as mentioned, please check with your individual accommodation provider to see if you’ll need a guarantor who currently lives within the UK or not.
What if I can’t find a guarantor?
If you don’t have anyone who could be your guarantor, but you still need one for your accommodation (as you cannot afford to pay annually), there are companies who will act as your guarantor such as Housing Hand. These do charge for their services and will run a credit check to ensure you have the funds to pay for your accommodation. This could be a feasible option if your landlord is requesting that you must have a guarantor. Companies such as UK Guarantor are a great place to look if you’re struggling to locate your own.


< Older Post

 Newer Post >

Digs Partners with Housing Hand to Support Students Without a UK Guarantor

By Oliver Wright • March 12, 2026
We've been looking for ways to make renting more accessible for students without a guarantor. That’s why we’re excited to announce our new partnership with Housing Hand, a trusted guarantor service that helps tenants secure accommodation even if they don’t have a UK-based guarantor.
Blue double-decker bus at a bus stop, picking up passengers. 24-hour service displayed. Brick building in the background.

A Simple Guide to Public Transport Around Swansea for Students

March 8, 2026
Getting around Swansea as a student can feel like a challenge at first, but honestly, it’s way easier than it seems. Whether you live in halls, a flat, or at home, there are plenty of options to get you from lectures to the city centre, the beach, or a night out with mates. Buses Buses are the lifeline for most students. First Cymru runs the majority of routes, and if you’re a student, it’s worth checking if you can get a discount on weekly or monthly passes. Routes like the 4, 5, and 6 go through all the main areas, from Uplands and Mount Pleasant to the city centre and Swansea University campus. Make sure you download the First Cymru app real-time updates are a lifesaver, especially when it’s raining (which, let’s be honest, is often). Trains If you’re planning a day trip or heading home for the weekend, Swansea train station is your friend. Direct services run to Cardiff, Bristol, and even London. For students, booking in advance usually saves a bundle. It’s a comfy option compared to a long bus ride, especially if you’ve got coursework to catch up on. Cycling and Walking Swansea is actually pretty cycle-friendly. If you live near the university, walking or cycling can be quicker than waiting for a bus. There are cycle racks all over campus and in the city centre. Plus, it’s free exercise and a nice way to clear your head between lectures. Taxis and Ride-Sharing Sometimes you just need a lift home after a late night. Local taxi firms like ABC Taxis and Uber operate in the city. They’re more expensive than buses, obviously, but perfect if you’re running late or heading somewhere buses don’t go. Tip for Students: Invest in a student bus pass if you’re relying on public transport a lot, as it’s cheaper than paying per ride, and you won’t have to stress about exact change.
People waving Welsh flags in a street parade. The dragon flag is prominently displayed; red, green, and white colors.

Happy St David's Day!

March 1, 2026
Dydd Gŵyl Dewi Hapus!
SHOW MORE